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Licensing Information

Licensed Business Entity: Elmonte Legacy Corp

Doing Business As (DBA): Final Expense Services

Federal EIN: 33-1413062

Last updated: March 12, 2024

1. Insurance Licensing

Final Expense Services (Elmonte Legacy Corp) maintains all required insurance licenses in states where we conduct business. Our licenses include:

  • Life Insurance Producer License
  • Health Insurance Producer License
  • Property and Casualty Insurance License

License verification is available through the National Insurance Producer Registry (NIPR). Consumers and regulators may verify our active license status at: https://nipr.com/PdbPrintLicense.aspx

2. State Compliance

We are licensed and authorized to sell insurance products in 49 states throughout the United States, except New York. Our agents are fully licensed in these states to provide you with comprehensive insurance solutions.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia

Note: We currently do not offer services in New York due to specific state regulatory requirements.

Insurance Carriers

Final Expense Services (Elmonte Legacy Corp) is licensed to sell insurance products from 13 top-rated insurance carriers, including Americo, Liberty Bankers, Royal Neighbors of America, Citizens (CICA), Foresters, AIG Corebridge, American Home Life, Senior Life, Mutual of Omaha, Aetna, Ethos, Aflac, and Transamerica. Our carrier appointments enable us to provide competitive rates and comprehensive coverage options across all 49 states where we are licensed. Full carrier list available upon request.

3. Professional Certifications

Our agents maintain the following professional certifications:

  • Certified Insurance Counselor (CIC)
  • Chartered Life Underwriter (CLU)
  • Licensed Insurance Producer

4. Regulatory Compliance

We adhere to all state and federal regulations, including:

  • State Insurance Laws
  • Department of Insurance Regulations
  • Consumer Protection Guidelines
  • Privacy and Data Security Requirements

5. Verification

To verify our licensing status or file a complaint, contact your state's Department of Insurance.

6. Contact Information

For licensing verification or questions, please contact us at:

Final Expense Services
Phone: (800) 493-4603
Email: support@lifeinsuranceservices.com